Case Study: Farm Credit Bank of Texas Doubles Loan Portfolio with Finastra's Fusion Loan IQ and Credit Management Enterprise

Farm Credit Bank of Texas Doubles Loan Portfolio with All-In-One Lending

Farm Credit Bank of Texas, a USD 18.3 billion cooperatively owned wholesale bank serving 14 retail lending cooperatives and two OFIs, faced rapidly rising loan volumes and a complex, inflexible patchwork of systems that hindered efficient loan processing and servicing for its affiliates. To address this, the bank engaged Finastra and deployed Fusion Loan IQ alongside Credit Management Enterprise to modernize and unify its lending technology stack.

Finastra implemented Fusion Loan IQ as the core loan accounting platform and Credit Management Enterprise to automate front-end credit workflows, consolidating disparate systems into a single, end-to-end lending solution. The integrated platform delivered faster processing, clearer portfolio and customer exposure visibility, and cost control—allowing Farm Credit Bank of Texas to effectively double its loan portfolio while keeping staff levels relatively flat and improving service responsiveness to affiliates.

Farm Credit Bank of Texas

Michael Elliot

CIO