Equifax
86 Case Studies
A Equifax Case Study
Access to Capital for Entrepreneurs (ACE) is a certified Community Development Financial Institution that provides personalized loans and support to small businesses in North Georgia. Facing significant grant funding, organizational growth and rising loan requests, ACE needed to streamline and automate its loan approval process, consolidate multiple systems and get more comprehensive consumer and commercial credit data to better assess risk for businesses that often lack traditional credit histories.
ACE implemented Equifax BusinessConnect, a cloud‑based platform that combines commercial and consumer credit, SBFE-sourced small business financial data, collections and CRM functionality in one workflow. The solution enabled automated, point‑of‑sale decisioning with custom scorecards and a unified view of customer finances, leading to faster, smarter lending—more than 100% loan growth, significantly reduced past‑due accounts, improved portfolio quality and a stronger customer‑focused process.