eOriginal
18 Case Studies
A eOriginal Case Study
Pawnee Leasing, a Chesswood subsidiary founded in 1982 that originates small‑ticket commercial equipment leases and loans up to $250,000, set out to replace its costly, paper‑based origination and financing processes. The company found that eSignature alone would create an inefficient hybrid workflow, and it needed an end‑to‑end digital solution that integrated with its origination platform and met the transparency and security requirements of warehouse lenders and investors.
By integrating DocuSign eSigning with eOriginal’s eAsset Management/eVault to create legally enforceable “digital originals,” Pawnee eliminated paper handling and proved clear control of chattel paper to lenders. The move enabled acceptance by lenders including Royal Bank of Canada, Bank of Montreal and SunTrust, supported a $75M non‑recourse facility with Capital One, and closed a $250+M warehouse facility overall — while cutting time‑to‑close from days or weeks to hours, driving broad broker adoption and reducing human error.
Nathan Bourne
Financial Broker