eOriginal
18 Case Studies
A eOriginal Case Study
Funding Circle is a global small-business lending platform that connects borrowers with investors across the UK, US, Germany and the Netherlands, having facilitated billions in loans since 2010. Faced with the need to scale origination and transfers quickly and reliably, the company found paper-centric processes too slow, error-prone and ill-suited to custody and investor transparency requirements.
Funding Circle implemented eOriginal’s digital lending solution—fully digital loan origination with eSignatures, vaulting and transaction services, asset monetization, and custodian transfers via Millennium Trust—so loans could be sold to institutional investors with certainty. The result was faster, more efficient transactions, lower costs (eliminating mail/fax/storage), reduced human error, seamless secure transfers of thousands of loans, and a standardized approach to asset management in marketplace lending.