Case Study: Pay.UK protects millions from fraud with Ensono

Pay.UK launches fraud prevention platform in under 8 months with Ensono

Pay.UK, the UK's retail interbank payments operator, faced a critical regulatory challenge to combat authorized push payment fraud. They needed to implement two major services—Confirmation of Payee and a Reimbursement Claims Management Service—within an accelerated eight-month timeline to meet strict deadlines set by the Payment Services Regulator. They partnered with Ensono to develop a secure identity directory and API management platform, requiring a solution with the highest levels of security, compliance, and scalability.

Ensono delivered a comprehensive solution using proven technologies and its Ensono Stacks framework, building the platform within the demanding schedule. The results included a secure directory facilitating information sharing between over 400 financial institutions, enabling better fraud prevention and supporting reimbursement for over 900 institutions. The platform handles 500 million API requests monthly with millisecond response times, ensuring Pay.UK met its regulatory deadlines and continues to protect millions of UK consumers.

Pay.UK