Case Study: Patch of Land achieves 50% faster payouts and 36% lower fees with Dwolla

Patch of Land leverages Dwolla’s API for Real Estate Crowdlending

Patch of Land, a national real estate crowdlending marketplace connecting accredited investors with vetted investment opportunities, was hindered by a dated payments provider that caused long withdrawal delays (3–5 days), percentage-based fees, and poor support—frustrating investors and limiting scale. To solve this, Patch of Land turned to Dwolla and its payments API.

Dwolla implemented its Access API with Next Day Transfers, event-based webhooks, and a contract-based pricing model, enabling Patch of Land to reduce payout settlement time by ~50% (from 3–5 days to 2–3 business days), cut platform fees by 36%, and complete integration and go-live in 17 business days—improving cash availability, fee predictability, and developer support via a dedicated Slack channel.

Patch of Land

Devon Peterson

VP of Engineering