Case Study: GROUNDFLOOR achieves seamless ACH payments and faster investor onboarding with Dwolla

A Seamless Integration For Real Estate Investing

GROUNDFLOOR is a real-estate investing platform that lets accredited and non-accredited investors buy fractional real-estate loans starting at $10, but needed a low-cost, scalable way to move funds using the ACH Network after prior bank and vendor integrations proved too expensive and complex. To solve that operational challenge, GROUNDFLOOR selected Dwolla to provide ACH access and a payments platform.

Dwolla implemented its ACH API (tested in a mirrored sandbox), integrated Plaid-powered bank verification, and provided real-time support to migrate GROUNDFLOOR from its previous provider. The result: onboarding and bank verification that once took days or hours now completes in minutes, a seamless conversion with lower transaction costs and fewer tech issues, and new features such as automated transfer schedules (for example, $20–$30 per paycheck) — all powered by Dwolla.

GROUNDFLOOR

Nick Bhargava

Co-Founder and Executive Vice President of Regulatory Affairs