Case Study: Defacto streamlines compliance and cuts costs with Dotfile

How Defacto Streamlines Compliance Operations with Dotfile

Defacto, a Paris-based embedded finance company providing instant loans to SMEs, needed to scale its operations while maintaining the highest AML/CFT compliance standards and a seamless user experience. They sought an API-first, end-to-end compliance solution to avoid the hassle of multiple vendors and turned to vendor Dotfile for their business verification and screening services.

Dotfile implemented its platform to handle Defacto's KYB, sanctions, PEP, and adverse media checks. The solution provided strategic screening that reduced false positives, enterprise-grade security, and a modern API for rapid integration. As a result, Defacto cut its data costs by 40%, doubled its team's productivity, and efficiently managed compliance for over 15,000 clients, allowing them to scale without increasing headcount.

Defacto

Charlotte Gounot

Head of Compliance