Case Study: Top Indirect Consumer Automotive Finance Company achieves 10x deal processing scalability with DH Corporation's CreditPath

Flexible Credit Management Solution Supports Complex Processing and Increased Growth

Automotive Finance Company, a major non‑prime automotive lender in Canada, faced rapidly increasing volumes and more complex credit processing from a national dealer and funder network. To handle growth and tighter credit rules, the company engaged DH Corporation to deploy the CreditPath credit management solution.

DH Corporation implemented a configurable, web‑accessible CreditPath engine (hosted in Canada and the U.S.) with a funder‑selection engine, bureau pulls, funder scorecards and real‑time load balancing/failover. The solution enabled automated decisions in seconds and scaled seamlessly as monthly deals rose tenfold (from ~3,000 to ~30,000) with no scalability issues, delivering faster throughput, greater agility and a platform to support future growth.