Case Study: Bank Leumi achieves proactive, accurate global credit risk management with DH Corporation's CreditQuest solutions

CreditQuest® Financial Analyzer and CreditQuest Rating Manager Fulfill Bank Leumi’s Vision of Proactive Credit Risk Management

Bank Leumi, a $102 billion Israeli banking group, faced limitations with its in‑house rating system: it could not run what‑if scenarios or stress tests and relied on subjective credit‑officer questionnaires for internal ratings. To realize its vision for proactive, global credit risk management, the bank engaged DH Corporation and implemented CreditQuest Rating Manager and CreditQuest Financial Analyzer (alongside a third‑party credit risk model).

DH Corporation delivered an integrated solution where credit officers start with a questionnaire and CreditQuest Financial Analyzer instantly supplies financial ratios and peer‑group benchmarks into CreditQuest Rating Manager, enabling standardized analysis, stress testing, geographic exposure aggregation and portfolio loss estimation by branch or division. The implementation improved rating accuracy, sped decision making, standardized workflows, enhanced risk visibility and helped Bank Leumi improve return on investment and maintain stability — outcomes the bank attributes directly to DH Corporation’s solution.

Bank Leumi

Boaz Galinson

Vice President, Group Credit Risk Modeling and Measurement