Case Study: ZeroBalance launches free-trial virtual cards with Decentro

How ZeroBalance Instantly Generates Free-trial Virtual Cards Without Breaking A Sweat

ZeroBalance is a fintech startup focused on making free trials and subscriptions genuinely free by giving users control over charges. The customer needed a simple, compliant way to issue virtual cards and manage subscription spending without exposing bank details or risking unwanted auto-debits, and it turned to Decentro’s banking and financial APIs to power the product.

Decentro enabled ZeroBalance to launch instantly issued, RBI-compliant virtual cards linked to virtual accounts, with reporting, reconciliation, and payment collection handled through its payments stack. As a result, ZeroBalance shipped its MVP in just 3 weeks, reduced capital expenditure by more than 90%, and onboarded 300 users within two weeks of going live.

ZeroBalance

Parth Shah

Co-founder