Case Study: Carbon Digital Bank achieves reduced risk and a 25% leaner data science team with DataRobot AI Cloud

Nigerian Bank Reduces Risk, Cost with ML Driving Decisions

Carbon (Carbon Digital Bank) serves underserved African customers and needed to determine credit risk quickly for individuals with little or no credit history while enabling a small data science team to take on more business challenges. To meet this need, Carbon adopted DataRobot’s platform—specifically DataRobot AI Cloud (AutoML and automated time series)—to automate and scale its modeling and decisioning.

DataRobot automated model development and deployment so Carbon can build credit scores in about five minutes, process hundreds of thousands of loan applications monthly, and deploy models in hours instead of months. The DataRobot-powered solution reduced lending risk, tightened fraud/AML guardrails, and made the data science team roughly 25% leaner while enabling faster, more informed lending decisions.

Carbon

Cecilia Lopez

Head of Data Science