Case Study: Leading Credit Financing Company achieves 28% revenue growth with Datamatics' Line-of-Credit Micro-Lending Platform

Digital Lending Transformation Driving Revenue Growth & Operational Efficiency

Leading Credit Financing Company, one of Asia’s leading credit financing firms, wanted to improve its digital lending journey by making credit approval, disbursal, and repayment faster and more seamless. The company needed a consumer-facing Android app to assess credit eligibility using CIBIL scores, support offline merchant payments via UPI QR codes, and simplify user verification and onboarding.

Datamatics developed the Android app with one-click onboarding, digital KYC, instant approval, flexible repayment options, and QR code-based merchant payments. With Datamatics’ solution, the client achieved a 28% increase in revenue, faster credit recovery, and a 17% rise in customers using app credit at merchant shops.