Case Study: Banterra Bank achieves above‑industry growth, digital expansion and enhanced cybersecurity with CSI NuPoint

A Shared Vision for the Future of Banking

Banterra Bank, a $1.3 billion community bank, faced pressure from digital competitors, shrinking margins and growing cyber threats while pursuing growth through geographic expansion and new lending. To support its retail deposit base and digital ambitions, Banterra partnered with CSI NuPoint, leveraging CSI’s NuPoint core platform and related services.

Working with CSI NuPoint, Banterra diversified its loan portfolio, expanded into three additional states and used NuPoint’s platform plus CSI’s regulatory compliance and penetration-testing services to strengthen security and digital capabilities. The partnership delivered measurable results—Banterra posts a 1.1% ROA and an 11.2% ROE, both above industry averages—while improving incident response, audit confidence and the bank’s trajectory toward a more digital future.

Banterra Bank

Debra Becht

SVP of Retail Banking