Case Study: Kredivo reduces data streaming costs by 40% with Confluent Cloud

Kredivo Revolutionizes Buy Now Pay Later Financial Inclusion with Confluent Cloud

Kredivo, a leading Southeast Asian digital financial services provider, needed a simpler way to manage its growing data streaming and analytics infrastructure. The company had been self-managing Apache Kafka, but rising costs, scaling challenges, and data latency issues were making it harder to build new pipelines and support its Buy Now Pay Later services. Confluent Cloud was brought in to help streamline this complex environment.

Confluent implemented a centralized, cloud-based streaming platform that let Kredivo move data from AWS to GCP and into BigQuery while improving security and disaster recovery. With Confluent, Kredivo accelerated development, reduced maintenance, and cut data streaming infrastructure costs by 40%. It also improved real-time fraud and payment error detection, enabling faster issue response and better support for marketing, finance, and risk teams.

Kredivo

Adityo August

Data Engineering and Analytics Lead