Case Study: Banterra Bank achieves stronger growth and digital readiness with CSI

A Shared Vision for the Future of Banking

Banterra Bank, a $1.3 billion bank in Illinois, faced challenges from digital competitors, shrinking margins, and cyber threats to its ongoing growth. To address these obstacles, the bank partnered with its technology vendor, Computer Services, Inc. (CSI), leveraging the NuPoint core platform to help develop competitive retail products and digital services.

Computer Services, Inc. worked collaboratively with Banterra to offer secure systems, regulatory compliance solutions, and penetration testing to mitigate risks. This partnership enabled the bank to diversify its lending and expand its footprint, resulting in an above-industry-average return on assets of 1.1% and a return on equity of 11.2%. The bank also gained confidence in its ability to safeguard customer data and pursue its digital vision.

Banterra Bank

Debra Becht

SVP of Retail Banking