Case Study: United Heritage Insurance Group achieves real-time investment visibility and eliminates back-office exceptions with Clearwater Analytics

United Heritage Insurance Group Delivering Healthy Returns

United Heritage Insurance Group, a mutual insurer with roughly $550 million in assets across life, annuities and property & casualty lines, faced mounting problems with an aging investment accounting system. Monthly data updates, manual transaction and security master entry, frequent custody exceptions, poor benchmarking and delayed vendor-driven software updates left the investment team without timely, accurate book values or the ability to make informed trading and compliance decisions.

Switching to Clearwater’s web-based SaaS delivered daily automated uploads, aggregation, reconciliation and integrated accounting, compliance, performance and risk reporting, plus timely regulatory updates without IT intervention. The result: back-office exceptions were almost eliminated, real-time book values and exposure analytics improved trading and benchmarking, compliance alerts sped remediation, and staff shifted from manual processing to higher-value analysis.

United Heritage Insurance Group

Dean Sandros CPA

Senior Investment Accountant & Assistant Portfolio Manager