Case Study: Januar achieves faster, lower-cost EUR-to-USDC settlement with Circle Mint

Januar speeds EUR-to-USDC settlement and cuts stablecoin costs with Circle

Januar, a Danish-licensed payment institution, provides regulated financial infrastructure for digital asset businesses across Europe. Their challenge was that customers demanded reliable access to stablecoins, particularly for EUR-to-USDC flows, but sourcing through third-party venues resulted in higher costs, slower settlement, and complex liquidity planning.

By integrating directly with Circle Mint from Circle, Januar gained a direct path to stablecoin infrastructure. This solution provided access to USDC and EURC with built-in foreign exchange, replacing intermediary routes. The results included reduced transaction costs, faster and more predictable EUR-to-USDC settlement, and more efficient capital deployment, allowing Januar to offer clients highly competitive rates and settlement times.

Januar