Case Study: Midwest Carrier improves homeowners underwriting and doubles inspection action rates with CAPE Analytics

Midwest Carrier doubles inspection action rate with Cape Analytics

Cape Analytics worked with a midwest carrier to improve its homeowners insurance underwriting process. The carrier's challenge was to optimize its property inspection program to better prioritize risks and control costs without increasing its inspection budget.

Cape Analytics implemented its property intelligence to flag new policies for inspections based on predictive risk attributes. This solution allowed the carrier to fast-track low-risk homes and reserve full inspections for the most concerning properties. As a result, Cape Analytics helped the carrier double its inspection action rate from 30% to over 60% while keeping the budget flat, saving time and money, improving the customer experience, and enabling better control of unexpected losses.