Case Study: Global Retail Leader in Toys & Baby Products achieves higher short-term cash returns and a de-risked supply chain with C2FO

Global Retail Leader in Toys & Baby Products - Customer Case Study

Global Retail Leader in Toys & Baby Products, a highly seasonal retailer with many overseas-manufactured products, needed a way to ensure prompt early payments, offer suppliers a fair early-payment option, and earn returns above its borrowing costs without increasing headcount. To meet these goals they partnered with C2FO and deployed C2FO’s early payment working-capital platform (C2FO Market).

C2FO implemented a mutually beneficial early-payment program that launched in under 10 weeks and lets the retailer control when to release short-term cash at target rates. The program’s income exceeded expectations, expanded internationally, suppliers responded positively, and no additional staff were required — demonstrating measurable return improvement and supply-chain de-risking delivered by C2FO.