Bread Pay
29 Case Studies
A Bread Pay Case Study
EraGem, a family‑owned vintage and antique jeweler, needed a modern omnichannel payment experience to capture online and in‑showroom shoppers who wanted flexible payment options. After being constrained by a previous financier that funneled most customers into a single 12‑month plan, EraGem partnered with Bread Pay to introduce a white‑label financing solution with longer, more varied payment terms and seamless in‑store and online integration.
Bread Pay implemented its white‑label financing across EraGem’s website and Bellevue showroom, offering diverse term options and prequalification for in‑store buyers. The change drove measurable gains: over 20% of EraGem’s 2018 sales were financed with Bread Pay, financed average order value rose 17%, total financed sales were 241% higher than with the prior provider, financing contributed a 30% lift to 2018 year‑to‑date revenue, and EraGem posted a 172% year‑over‑year revenue increase.
Mark Magnotti
Executive Director