Bread Pay
29 Case Studies
A Bread Pay Case Study
Eargo, a fast‑growing direct‑to‑consumer hearing‑aid company, needed financing that fit an ecommerce experience and would support higher‑AOV product launches while reducing returns. They partnered with Bread Pay to offer embedded, full‑funnel financing on site, including Bread Pay’s 0% APR option, so shoppers could quickly prequalify and buy with confidence.
Bread Pay delivered an ecommerce‑first financing flow and a promoted 0% APR product, driving measurable gains: 4x more prequal applications and 4x the financing volume versus the prior provider, 41% of Eargo purchases financed through Bread Pay, and 49% of financed transactions using the 0% option. A promotional month saw a 25% increase in applicants and a 10% rise in same‑day activations, while returns decreased, improving conversion and margins for Eargo.
John Gareau
VP of Digital and Ecommerce