Case Study: Banco BPM achieves scalable commercial budgeting and integrated segment reporting—managing 47M projections across 26,400 units with Board

Commercial Budgeting, Management Control, and Segment Reporting at Banco BPM

Banco BPM, Italy’s third‑largest banking group after a series of mergers, needed a unified planning and analysis platform to manage a highly complex structure serving 4 million customers across more than 1,800 branches. Reliant on fragmented Excel models, the bank faced high operational risk and an unmanageable workload as budgeting expanded to cover retail, corporate, private and institutional segments—eventually requiring projections across some 26,400 business units and tens of millions of analytical combinations.

Banco BPM implemented the Board Decision‑Making Platform (with SDG) to migrate data from spreadsheets into a multidimensional, unified environment, introduce ABC cost allocation, and standardize segment reporting and scenario simulations. The change scaled budgeting from thousands to 47 million projections, cut executive reporting cycles from two weeks to two days, reduced operational risk, improved regulatory and management reporting (IFRS 8‑compliant), and enabled forward‑looking commercial and financial planning across the group.

Banco BPM

Cristiano Perillo Marcone

Head of Commercial Management Control