Case Study: Republic Bank doubles production and reduces turn times 17% with Blend

Republic Bank sustains success in unexpected conditions with a flexible platform

Republic Bank, a 40‑year‑old Kentucky bank, needed to modernize and scale its mortgage operations to serve a wider footprint and handle volatile demand — notably the 2020 refinance surge — while keeping a consistent experience across agency, home equity, portfolio and community lending. To do that it adopted Blend as its Mortgage LOS and digital lending platform to unify borrower and LO workflows and support a rapid shift to remote work.

Blend delivered a multiproduct, iterative platform (including Blend Verification and Co‑pilot) that streamlined communication, automated verifications and enabled real‑time LO support; as a result Republic Bank doubled production without adding staff, reduced turn times by 17%, cut underwriting touches by 16%, and accelerated cycle times (examples include a loan approved in three days and closed in eight).

Republic Bank

Jason Howze

National Sales Manager for Mortgage Lending