Case Study: BOK Financial achieves rapid 4‑month business deposits launch with Blend

BOKF + Blend Rapid innovation, powered by collaboration

BOK Financial, a regional bank focused on customer‑centric digital services, faced growing competition from fintechs and neobanks and needed to launch a business deposit account channel quickly without overburdening internal development. To accelerate time‑to‑market they partnered with Blend and used Blend Builder (part of the Blend Platform) to co‑develop a customer‑first business deposits solution.

Blend and BOK Financial implemented a hybrid, co‑developed solution that combined configurable out‑of‑the‑box components with bespoke customization; the channel launched in four months, funded over 300 new business deposit accounts in a quarter, and is projected to cost about 72% of an in‑house build in year one (dropping to ~50% in year two). Early results show the channel already generates 15% of the bank’s small business checking and savings volume, over 50% of accounts opened are new business customers, and 75% of applications come outside traditional business hours—demonstrating Blend’s platform delivered rapid, measurable impact while reducing internal strain.

BOK Financial

Nicholas Iervolino

VP Senior Channel Delivery Manager