Case Study: Bay Federal Credit Union achieves full supply-chain visibility and mitigates third-party risk with Black Kite

Bay Federal Credit Union implements defense in depth with an “affordable tool”

Bay Federal Credit Union, having grown to $1.1B in assets, faced escalating third‑party risk and regulatory requirements and needed an affordable cyber ratings/continuous monitoring solution to implement a Defense in Depth (DiD) strategy without overburdening a small technology budget. The credit union engaged Black Kite to replace a legacy vendor and find a tool that could scale with their growing vendor landscape.

Black Kite implemented its affordable continuous monitoring cyber ratings tool, providing remediation feedback and hands‑on support; within just a few months Bay Federal could prioritize vendor inclusion by cyber risk appetite and work more effectively with third parties to mitigate exposure. Bay Federal has been an active Black Kite customer for over two years, reporting full visibility across its digital supply chain, measurable ROI, the ability to assess every vendor without aggregated costs, and strong stakeholder buy‑in.

Bay Federal Credit Union

Richard Roark

Chief Technology Officer