Case Study: Unifimoney achieves streamlined money movement and automated direct-deposit setup with Atomic's payroll connectivity

Unifimoney Leverages Atomic Payroll Connectivity to Streamline Money Movement for Mass-affluent Customers

Unifimoney, a San Francisco fintech serving mass‑affluent, $100K+ earners, faced a common problem: customers weren’t optimizing paychecks because setting up or changing direct deposit was time‑consuming and often paper‑based. To solve this, Unifimoney turned to Atomic and integrated Atomic’s payroll connectivity API into its all‑in‑one mobile account to give users fast, in‑app control over direct deposits.

Atomic’s payroll connectivity lets Unifimoney customers automate filling out bank forms, set up fractional deposits, and modify direct deposits without leaving the app, removing manual paperwork and speeding money movement across Unifimoney’s product suite. The integration was quick and “worked right out of the box,” and leverages Atomic’s scale (165+ payroll integrations, ~95M workers mapped, ~70% consumer authentication rate and 1M+ monthly users) to deliver measurable time savings and greater flexibility for Unifimoney’s customers.

Unifimoney

Ben Soppit

Founder and Chief Executive Officer