Case Study: Fastest-Growing FinTech in Europe (Zilch) stops BNPL fraud with Arkose Labs

Fastest Growing Fintech Stops BNPL Fraud with Arkose Labs

Fastest Growing FinTech Company, a BNPL provider scaling rapidly across regions, was targeted by large-scale automated attacks that enabled account takeovers (ATO) and fake account creation. Their previous binary block-and-accept approach couldn’t keep pace with rapid growth and threatened compliance and customer experience. Arkose Labs was brought in to protect login and new-account sign-up flows using its dual detection & enforcement challenge system and managed services (including a 24/7 SOC).

Arkose Labs deployed adaptive decisioning, continuous intelligence and real-time, machine-resistant challenges across the company’s transaction flows, monitoring hundreds of millions of transactions. As a result, Arkose Labs stopped ATO and fake-account attacks at scale, preserved positive user throughput during high-growth periods, reduced false positives, and helped the company maintain compliance while continuing to expand.