Case Study: BMG Money achieves instant approvals and automated, low‑risk paycheck‑linked lending with Argyle

How BMG Money partners with Argyle for automated underwriting, instant approvals, and low-risk paycheck-linked lending

BMG Money, a Miami-based lender serving public‑sector employees since 2009, provides low‑cost emergency loans with no credit score required. Facing high‑friction, manual income and employment verification that stalled applications for days or weeks, BMG partnered with Argyle to access real‑time income and employment data and enable paycheck‑linked lending.

Argyle’s platform delivered instant verifications and automated underwriting, letting BMG approve loans faster, sync payroll accounts for repayments, and reduce manual workflows. The integration produced measurable gains: roughly 30% time savings for operations, lower risk and delinquency, the ability to offer lower rates and faster access to funds, and new opportunities to expand into additional borrower markets.

BMG Money

José Patino

VP of Business Development