Case Study: Byrider speeds income verification and improves fraud detection with Argyle

Byrider. Closing deals fast and preventing fraud.

Byrider, the largest buy-here, pay-here used car franchise in the U.S., needed a faster and more reliable way to verify customer income and employment. Its manual process involved collecting physical documents and calling employers directly, which delayed deal completion, hurt staff efficiency, and caused lost sales opportunities. Byrider also relied on The Work Number with low conversion rates.

Using Argyle’s Income & Employment Verification solution, Byrider automated verifications through direct connections to payroll and employer systems, with fallback document upload and QR code-based customer onboarding. Argyle cut average verification time from 45 minutes to seconds, raised conversion from 15% to 50–60%, reduced costs by 44%, and improved fraud detection by surfacing real-time employment changes.

Byrider

Jay Lupoli

Director of Finance