Case Study: Bank Consumer Credit Group achieves 50% reduction in credit strategy development time with Angoss KnowledgeSTUDIO and Strategy Trees

How a Top Bank Saw 50% Reduction in time Spent on Credit Strategies

One of Canada’s largest banks—specifically its consumer credit group responsible for credit risk across personal, commercial and corporate portfolios—was experiencing product launch delays because line-of-credit (LOC) strategy development required high-level quantitative expertise and extensive coordination, and the team could not rely on external departmental resources. They needed to streamline processes and make use of more granular customer data to accelerate strategy work.

By implementing Angoss KnowledgeSTUDIO and Strategy Trees, credit analysts gained advanced modeling capabilities to track multiple KPIs across segments, run automated calculations, and visualize treatments in a single view—reducing reliance on quantitative teams. The group became more self-sufficient, developed stronger LOC strategies, and cut time spent developing new credit strategies by 50%.