Case Study: Bajaj Capital achieves 97% IT cost reduction and accelerated digital transformation with Amazon Web Services (AWS)

Bajaj Capital Accelerates Its Digital Journey with AWS

Bajaj Capital is a leading Indian financial services group (about 1.5 million clients, managing ~INR 21,000 Crores) that wanted to deliver personalized, multichannel digital services but was constrained by costly, fragmented on‑premises legacy systems and growing management overhead that prevented fast integration and personalization at scale.

The company re‑architected its environment on AWS—building an internal AWS‑skilled team and moving data into DynamoDB, an S3 data lake, EMR and Lambda‑driven APIs to deliver real‑time portfolio views and enable future AI/ML services. The move cut annual legacy system costs by about 97% (≈INR 2.4 Crores), reduced data‑load times from 10–15 minutes to seconds, and lowered IT management time by 40–50%, freeing budget and staff to focus on customer‑facing innovation.

Bajaj Capital

Shashank Sathe

Chief Technology Officer