Case Study: HesabPay delivers interoperable digital payments in Afghanistan with Algorand

HesabPay processes 3.5M transactions on Algorand for digital aid in Afghanistan

HesabPay, a digital payments platform operating in Afghanistan, faced the challenge of delivering humanitarian aid and enabling basic financial services in a country with a paralyzed banking sector, severe liquidity shortages, and where 97% of the population lives below the poverty line. They needed a trusted, reliable, and affordable method to get funds directly to those in urgent need.

Using the Algorand blockchain as a settlement layer, HesabPay implemented a solution that provides instant, low-cost, and transparent transaction settlement. This allowed over a dozen humanitarian organizations to send digital payments directly to beneficiaries. The results for Algorand include facilitating over 3.5 million transactions, with HesabPay now serving nearly 4,000 users daily and processing 170,000 electric bill payments totaling $4 million monthly. A study also showed the platform improved security and dignity for women recipients and seamlessly integrated into the local economy.

HesabPay