Case Study: Easy Street Capital catapults DSCR lending with AirDNA

How One Lender Used AirDNA to Catapult their DSCR Loans

Easy Street Capital, a non-QM lender based in Austin, Texas, needed a reliable way to evaluate and underwrite short-term rental properties for its DSCR loan program. The team wanted confidence that projected rental income would accurately reflect true vacation rental performance and reduce underwriting risk.

Using AirDNA’s short-term rental data and revenue projection tools, Easy Street Capital was able to underwrite loans with greater confidence and continue scaling its vacation rental lending. The company reported that AirDNA’s projections matched actual earnings on its last 25 short-term rental loans by within 0.4%, helping support more than 300 properties and showing no negative signal in delinquency figures.

Easy Street Capital

Robin Simon

Partner