Case Study: Clearcover achieves higher authorization rates and cost savings with Adyen

Insurance reimagined Clearcover’s smart payments evolution

Clearcover, a digital-first insurance challenger, wanted to deliver a simpler, more affordable customer experience while improving the efficiency of its payments. As a tech-first insurer handling claims, payments, and policies through its app, Clearcover needed a smarter way to support growth and reduce friction in a legacy industry, working with Adyen and its payments technology.

Adyen implemented intelligent payment routing for Clearcover, helping optimize US debit transactions and streamline payment performance. The results included a 24% increase in authorization rates over three years, nearly 50% growth in average transaction volume with fewer transactions overall, and about $2 in cost savings per transaction in the last six months.

Clearcover

Adam Fischer

Chief Digital Product and Innovation Officer