Case Study: Coast Party Rentals achieves predictable workers’ compensation payments with ADP Pay-by-Pay

Simplifying workers’ compensation makes for an easier retirement

Coast Party Rentals, a Los Alamitos, CA party-rental business founded in 1989 and owned by Ynacio Ramirez, was burdened by unpredictable workers’ compensation costs. Although the company had few injuries, it was rated with large national firms and repeatedly faced large end-of-year audit bills, creating financial uncertainty as Ramirez prepares to hand the business to his sons.

ADP’s Pay-by-Pay Premium Payment Program solved the problem by integrating workers’ compensation with payroll and debiting premiums each pay period based on actual wages, removing the surprise year-end balances. Ramirez reports the program provides predictable, accurate payments, simplifies administration during his partial retirement, and makes the business easier to pass on.

Coast Party Rentals

Ynacio Ramirez

Owner