Case Study: Teambank achieves real-time automated credit decisions and faster time-to-market with ACTICO Credit Decision Platform

Teambank leverages ACTICO rules technology for credit decision automation

Teambank, one of Germany’s largest retail banks and part of the DZ Bank Group, needed a centralized, real-time credit decisioning solution for consumer loans that could handle scoring, pricing and decision strategies, enrich external credit bureau data, and integrate with existing application workflows. To address this, Teambank partnered with ACTICO and implemented ACTICO rules technology via the Credit Decision Platform.

ACTICO delivered a centralized credit decision platform with graphical drag-and-drop rule modeling, standard APIs for integration, and real-time deployment of scoring and pricing models. The ACTICO solution enabled Teambank’s risk teams to implement and update decision strategies quickly, achieve fully automated credit scoring and decisioning, and realize faster time-to-market with reduced processing times and costs.

Teambank

Christoph Holschmit

Head of Risk Management