Case Study: LeasePlan achieves centralized, automated credit decisioning and rapid model rollouts with ACTICO's Credit Decision Platform

LeasePlan uses ACTICO to automate risk rating and credit decisioning for corporate clients

LeasePlan, a leading non‑captive car leasing and fleet management specialist supporting more than 1.9 million vehicles in over 30 countries, needed to centralize and automate risk rating and credit decisioning for its corporate clients. To replace slow, manual processes and long model update cycles, LeasePlan selected ACTICO and its Credit Decision Platform to handle country‑specific rating models, credit report processing and integration with origination workflows.

ACTICO implemented a centralized, multi‑tenant Credit Decision Platform configured with LeasePlan’s country models, data enrichment from credit bureaus, and seamless integration into origination workflows, with a graphical environment for the risk team plus auditable storage and versioning. The solution is used globally across LeasePlan entities and cut model roll‑out times from several months to days or even hours, delivering faster decisions, easier configuration, and full traceability.

LeasePlan

Alex Wijnia

Credit Risk Manager