Case Study: DMI Finance achieves 7× growth and sub-60-second loan decisions with ACTICO Platform

DMI Finance relies on ACTICO Platform to drive decision automation and become a “digital lender”

DMI Finance, a fast‑growing Indian consumer and corporate lender, needed to become a “digital lender” by making accurate credit decisions in real time, with scalable, agile change management. To meet targets like sub‑60‑second decisions and support rapid growth, DMI Finance chose ACTICO and its ACTICO Platform to drive decision automation.

By implementing the ACTICO Platform’s graphical modeling and decision automation, ACTICO enabled DMI Finance to process 700,000–800,000 loan applications per month, with 95% of decisions in under 60 seconds, over 80% of approved loans disbursed within hours, and a seven‑fold increase in business volumes while operating with a team of fewer than 50 people.

DMI Finance

Saurabh Nigam

Chief Technology Officer