Case Study: one of Europe’s largest development banks achieves centralized credit risk rating and financial spreading with ACTICO

Centralized bank-wide system for Financial Spreading and Credit Risk Rating at one of Europe’s largest development banks

The largest European development bank required a centralized system for financial spreading and credit risk rating to streamline its credit risk assessment and comply with internal rating models. The bank partnered with ACTICO to integrate its existing methodologies onto a single, unified platform for analyzing financial statements across different portfolios.

ACTICO implemented its Credit Risk Management Platform, a secure, cloud-based solution that centralized financial statement capturing, spreading, and reporting. This provided the bank with significant IT cost savings, a shorter time-to-market for new risk models due to internal configurability, and a future-proof solution capable of handling complex rules for areas like climate risk.