Case Study: Credimi achieves automated, auditable 48-hour invoice financing decisions with ACTICO

Automated Risk Assessment and Pricing in Invoice Financing

Credimi, an Italy-based fintech offering invoice and supply chain financing, needed a flexible, scalable and auditable credit risk rating and pricing engine to automate underwriting and make fast, consistent financing decisions. To achieve rapid time-to-market for rating models and seamless integration with internal workflows and external data sources, Credimi selected ACTICO’s decision management technology—specifically ACTICO’s Credit Risk Management Platform and graphical rules engine.

ACTICO implemented an automated solution that runs Credimi’s proprietary rating models, credit decision logic and pricing engine, enriches decisions with alternative data, and provides a full audit trail; after initial training Credimi’s team can author and deploy models independently. As a result ACTICO enabled Credimi to fund invoices within 48 hours, significantly reduce time-to-decision, operate autonomously on model configuration and updates, and deliver transparent, auditable and consistent financing outcomes.

Credimi

Sabino Costanza

Co-founder