Case Study: Leading South East Asian Bank Holding Company achieves centralized, agile credit risk rating and faster time-to-market with ACTICO Credit Risk Management Platform

ASEAN banking major replaces in-house credit risk rating solution with Credit Risk Management Platform

Leading South East Asian Bank Holding Company, a top‑5 regional bank with 1,000+ branches, operations in 18 countries and over USD 100 billion in assets, needed to replace its legacy in‑house non‑retail credit risk rating system. The bank engaged ACTICO and its Credit Risk Management Platform to modernize and centralize credit risk rating across commercial and corporate portfolios.

ACTICO implemented a full-scale Risk Rating Solution—onboarding more than 10 commercial and corporate scorecards, deploying a centralized rating system across three production installations, migrating legacy data, integrating with upstream/downstream systems, and adding stress/simulated ratings, peer comparison and reporting. The ACTICO Credit Risk Management Platform delivered faster time-to-market, increased business and IT agility, reduced maintenance and third‑party dependency, and centralized monitoring and reporting for the bank’s diverse portfolios.