Case Study: apoBank achieves automated, high-performance compliance and faster time-to-market with ACTICO Compliance Suite

ApoBank Benefits from the Partnership Between Avaloq and Actico in the New Core Banking System

ApoBank, Germany’s specialist bank for the healthcare sector, needed to replace its legacy compliance system as part of a migration to the Avaloq core banking system and to automate and simplify compliance across AML, KYC, payment screening and securities‑trading monitoring. To meet this challenge the bank selected ACTICO and its ACTICO Compliance Suite to provide a standards‑based, flexible compliance platform that could be integrated with Avaloq.

ACTICO implemented the Compliance Suite via the Avaloq/ACTICO standard adapter, deploying modules for MLDS, KYC, NMT, NMC and MAID and leveraging built‑in business rules and machine‑learning support. The solution went live on time and on budget with no hotfixes, delivered consistently high performance, reduced manual clarifications and allowed rule changes without core‑system revisions; it now monitors 18 million transactions/month (MLDS), performs daily name/PEP checks on ~600,000 entries, screens ~8,000 payments/month and monitors ~13,000 securities trades/month.

ApoBank

Matthias Schmedt auf der Günne

Director and Head of Compliance