Case Study: Large Canadian Multinational Financial Services Company achieves centralized, scalable credit risk ratings and streamlined risk processes with ACTICO Credit Risk Management Platform

A global North American Bank migrates to Credit Risk Management Platform to streamline risk rating processes

Large Canadian Multinational Financial Services Company, a top Canadian bank operating in 40+ countries with 16 million clients, needed to modernize and centralize its commercial risk-rating and financial-spreading processes. To replace BvD FACT and support a two-stage rollout (Canada, then worldwide including a U.S. subsidiary) the bank engaged ACTICO and its Credit Risk Management Platform to streamline ratings across a large commercial loan portfolio and meet strict security and authorization requirements.

ACTICO implemented a centralized Credit Risk Management Platform integrated with the bank’s front- and back-end systems, enabling autonomous operation and extension of rating and technical models by the bank. The solution supports 4,000 registered users (over 1,000 concurrent), 52 commercial scorecards and satisfied the global bank’s requirements, replacing legacy tooling and simplifying worldwide rollout and ongoing maintenance.