Case Study: West Texas National Bank achieves regulatory confidence and streamlined stress testing with Abrigo Stress Testing

West Texas National Bank - Customer Case Study

West Texas National Bank faced regulatory scrutiny when examiners requested a forward-looking view of its concentrations under stress at different portfolio levels. With limited internal resources to organize and run those stress tests, the bank adopted Abrigo’s solution, Abrigo Stress Testing, to address the examiners’ requirements and improve its risk management processes.

Abrigo implemented Abrigo Stress Testing and integrated it with the bank’s core systems via its integration team, enabling clear capital planning and measurement of potential impairments in stressed scenarios. The bank reports that Abrigo made it easy to stress three major portfolio segments, examiners were “very happy,” and the vendor’s responsive support streamlined compliance and improved examination outcomes.

West Texas National Bank

Kristen Beggs

Assistant Vice President of Commercial Lending