Case Study: United Prairie Bank achieves CECL readiness and streamlined allowance calculations with Abrigo

How United Prairie Bank Prepared for CECL with Abrigo

United Prairie Bank, a community bank headquartered in Mankato, Minnesota with $758 million in assets and 16 locations, faced the industrywide challenge of preparing for CECL ahead of the 2023 deadline. The bank’s first‑generation allowance software required manual monthly file uploads and report pulls, so United Prairie chose Abrigo’s cloud-hosted CECL solution to modernize and automate its allowance calculations quickly.

Abrigo implemented a client‑led integration and rapid deployment that went live in December 2021, centralizing documents, automating daily report feeds, and enabling customizable, multi‑scenario models (United Prairie initially built a six‑category loan allowance it can easily change). The automation eliminated repetitive data prep, saved staff time, increased confidence in the calculation, and let the bank run multiple projections internally without constant vendor assistance—delivering faster, more transparent CECL compliance with Abrigo.

United Prairie Bank

Brett Gauer

Accounting Manager