Case Study: Home Federal Bank of Tennessee gains confidence in core deposit and prepayment assumptions with Abrigo

Home Federal Bank of Tennessee saves time with Abrigo’s core deposit and prepayment studies

Home Federal Bank of Tennessee, a community bank, needed to confirm the assumptions in its internal models were correct as interest rates rose. The bank partnered with Abrigo for a core deposit analysis and a prepayment study to better understand customer behavior and loan performance.

Abrigo provided the analysis using the bank's historical account data, delivering essential insights for the bank's loan loss reserve calculations. The solution gave Home Federal peace of mind, confirming its model was accurate and well-regarded by examiners. The bank achieved significant time savings by leveraging Abrigo's advisory services, allowing its team to focus on their core areas of expertise.

Home Federal Bank of Tennessee