Case Study: Bank of Cadiz and Trust achieves consistent credit analysis with Abrigo Credit Analysis

Bank of Cadiz and Trust Company unifies all loan analysis with Abrigo and avoids hiring 1 full-time credit analyst

The Bank of Cadiz and Trust Company faced a challenge with inconsistent credit analysis due to its decentralized lending process. Individual lenders completed their own analyses, and while a system was used for commercial loans, calculations for consumer loans were done by hand. They needed a unified solution for both loan types and turned to Abrigo for its Credit Analysis product.

By implementing Abrigo Credit Analysis, the bank mandated its use for every loan, creating a consistent input process and output. This eliminated the need to hire an additional credit analyst and provided significant time savings through automated narrative reports. According to the bank's executive, Abrigo's solution ensured accuracy, provided consistency praised by examiners, and made the entire credit process more transparent with all documentation readily available in a single platform.

Bank of Cadiz and Trust Company