Case Study: Bank of Cadiz and Trust Company achieves consistent, standardized credit analysis and time savings with Abrigo Credit Analysis

Bank of Cadiz and Trust Company - Customer Case Study

Bank of Cadiz and Trust Company (Asset Size: $105 million; Cadiz, KY) faced inconsistent credit analysis because lenders performed decentralized, manual calculations—commercial loans used one system while consumer loans were done by hand. To standardize their process they adopted Abrigo and its Abrigo Credit Analysis solution.

Abrigo Credit Analysis was mandated for all lenders, giving the bank consistent input and narrative output, a global cash-flow capability for simple to complex credits, and time savings on credit presentations. Abrigo’s solution eliminated the need to hire an additional full-time credit analyst, is used on every loan, and has drawn positive examiner feedback for the uniformity it brings to the bank’s credit analysis.

Bank of Cadiz and Trust Company

Kevin Atwood

Executive Vice President