Case Study: Integro Bank achieves a best-in-class CECL model with Abrigo Advisory

Integro Bank turns to Abrigo Advisory to advance its CECL model

Integro Bank, a community-focused bank serving entrepreneurs, businesses, and non-profits across Arizona, Nevada, and California, needed to quickly strengthen its CECL model ahead of its annual U.S. GAAP audit. With a short year-end timeline and a focus on usability, robustness, data integrity, and audit committee presentation quality, the bank turned to Abrigo and its CECL Advisory Services for help.

Abrigo guided Integro Bank through reconfiguring its CECL model and clearly explained each component to make the process transparent, repeatable, and intuitive. The result was a best-in-class, audit-ready CECL model with no gaps noted, improved model transparency, and stronger confidence in the allowance calculation. Integro Bank also reported its audit committee had its most informed and valuable CECL presentation ever, underscoring the impact of Abrigo’s software and advisory support.

Integro Bank

Paul Thompson

Chief Financial Officer